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Finances and Money Management Made Simple


Things You Need to Know Before Debt Settlement

There are times in life when debt can pile up such that it feels overwhelming. In such situations, you may be left wondering what to do next. It is in such instances that debt settlement becomes an option worth considering. However, it’s essential to know that not all debt settlement companies are created equal, and there are certain things you need to consider before taking the plunge. In this blog post, we will be discussing some important things you need to know before debt settlement. Read More 

Can Teens Get Bail Bonds When They’re Arrested?

Juvenile court works a bit differently than the justice system for adults when it comes to bail bonds. Depending on the state, teens may be eligible for a bail bond if they are arrested. A parent or guardian is usually required to contact a licensed bail bonds agency and sign off on any paperwork needed to obtain a bond for their child. Keep scrolling for details about bail bonds for teens. Read More 

Gold IRA - Benefits Of Opening One Up

There are a number of ways you can plan for retirement. One of them includes setting up a gold IRA (individual retirement account), which you might want to do for a couple of reasons. Diversify Your Portfolio Regardless of what you invest in for retirement, there are going to be market risks. However, you can better mitigate them with a gold IRA. This should give you ample confidence when investing for your retirement over the years. Read More 

Is That Conservative Investment App Worth Using? Here’s How You Can Evaluate It

Apps exist for just about everything now, and apps for investment opportunities are legion. Within that group, you can find all sorts of variations, including apps that let you invest in politically conservative funds and ventures. Make sure the app lets you go about this in a way that you find compatible with your personal investment strategy. How Much Management of Funds Is There?  Sometimes applications that let you invest are just connection hubs. Read More 

4 Compelling Reasons to Take a Fixed Rate Mortgage Loans

Want to become a homeowner but not sure what mortgage to take? A fixed-rate mortgage is a good solution to consider if you want stability in your mortgage payment. Your interest rate will be constant for the loan period, so you will always know your monthly payment. Read on to learn why you should take a fixed-rate mortgage. 1. Makes Your Budgeting Easy A fixed-rate mortgage makes your budgeting easy because your monthly payments will never change with market fluctuations. Read More 

About Me

Finances and Money Management Made Simple

While it wasn't my favorite subject in school, I have always been very good at math. When I started college, I decided to major in finance, because I thought it would be easy for me since I was so good at math. I learned that I was very wrong! My finance classes were tough, but due to my dedication to completing my bachelor's degree with a great GPA, I studied and performed well in them. I am now in graduate school, and while it keeps me busy, I want to "pay it back" to society and decided to start a blog to share what I have learned about investments, accounting, and general money managing. I feel like there are so many people who need advice and don't know who to turn to. I plan to make blog posts as often as I can, so please come back and learn!